/* Chroma x Shielded Horizon — Employee Benefit Pages (shared styles) */
@import url('https://fonts.googleapis.com/css2?family=Nunito:wght@400;600;700;800;900&display=swap');

:root{
  --blue:#1D4ED8; --blue-2:#2563EB; --navy:#0B1B3F; --sky:#EFF6FF;
  --green:#059669; --green-bg:#ECFDF5; --amber:#B45309; --amber-bg:#FEF3C7;
  --rose:#BE123C; --rose-bg:#FFF1F2; --purple:#7C3AED; --purple-bg:#F5F3FF;
  --teal:#0D9488; --teal-bg:#F0FDFA;
  --ink:#0F172A; --muted:#475569; --line:#E2E8F0; --bg:#F8FAFC; --card:#FFFFFF;
  --radius:20px; --shadow:0 10px 30px rgba(15,23,42,.08);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Nunito',system-ui,-apple-system,Segoe UI,sans-serif;color:var(--ink);background:var(--bg);font-size:18px;line-height:1.6}
a{color:var(--blue);text-decoration:none}
img{max-width:100%;display:block}
.wrap{max-width:1120px;margin:0 auto;padding:0 22px}

/* Nav */
.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;height:70px}
.nav .brand{display:flex;align-items:center;gap:12px;font-weight:800;color:var(--navy);font-size:15px}
.nav .brand img{height:36px;width:auto}
.nav .brand span{color:var(--muted);font-weight:700}
.nav .links{display:flex;gap:6px;flex-wrap:wrap}
.nav .links a{padding:8px 14px;border-radius:999px;font-weight:700;font-size:15px;color:var(--muted)}
.nav .links a:hover{background:var(--sky);color:var(--blue)}
.nav .links a.active{background:var(--blue);color:#fff}
@media(max-width:820px){.nav .wrap{height:auto;padding:10px 22px;flex-direction:column;align-items:flex-start}.nav .links a{font-size:14px;padding:6px 10px}}

/* Hero */
.hero{padding:70px 0 60px;color:#fff;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;background:rgba(255,255,255,.08)}
.hero .tag{display:inline-block;background:rgba(255,255,255,.18);padding:6px 14px;border-radius:999px;font-weight:800;font-size:14px;letter-spacing:.04em;text-transform:uppercase}
.hero h1{font-size:clamp(34px,5vw,56px);line-height:1.1;font-weight:900;margin:16px 0 14px;max-width:820px}
.hero p.lead{font-size:clamp(18px,2.2vw,22px);max-width:720px;opacity:.95}
.hero .ctas{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.hero .chips{display:flex;gap:10px;flex-wrap:wrap;margin-top:26px}
.hero .chips span{background:#fff;color:var(--navy);font-weight:800;padding:8px 14px;border-radius:12px;font-size:15px}
.hero.mec{background:linear-gradient(135deg,#047857,#059669 55%,#0D9488)}
.hero.life{background:linear-gradient(135deg,#4C1D95,#7C3AED 60%,#8B5CF6)}
.hero.xgb{background:linear-gradient(135deg,#0B1B3F,#1D4ED8 60%,#2563EB)}
.hero.combo{background:linear-gradient(135deg,#0B1B3F,#1D4ED8 45%,#7C3AED)}

.btn{display:inline-flex;align-items:center;gap:8px;padding:14px 24px;border-radius:14px;font-weight:800;font-size:17px;transition:transform .15s,box-shadow .15s}
.btn:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(0,0,0,.18)}
.btn.white{background:#fff;color:var(--navy)}
.btn.ghost{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.7)}
.btn.blue{background:var(--blue);color:#fff}
.btn.outline{border:2px solid var(--blue);color:var(--blue);background:#fff}

/* Sections */
section{padding:64px 0}
.eyebrow{color:var(--blue);font-weight:900;text-transform:uppercase;letter-spacing:.08em;font-size:14px}
h2{font-size:clamp(28px,3.6vw,40px);line-height:1.15;font-weight:900;margin:8px 0 12px;color:var(--navy)}
.sub{color:var(--muted);font-size:19px;max-width:760px}
.grid{display:grid;gap:20px;margin-top:32px}
.g2{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
.g3{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.g4{grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}
.card .ico{width:54px;height:54px;border-radius:16px;display:grid;place-items:center;font-size:28px;margin-bottom:14px}
.card h3{font-size:21px;font-weight:800;margin-bottom:6px;color:var(--navy)}
.card p{color:var(--muted);font-size:17px}
.card ul{margin:10px 0 0 0;list-style:none}
.card li{padding:5px 0 5px 30px;position:relative;color:var(--ink);font-size:17px}
.card li::before{content:"✔";position:absolute;left:0;top:5px;color:var(--green);font-weight:900}
.card.no li::before{content:"✕";color:var(--rose)}
.ico.green{background:var(--green-bg)} .ico.blue{background:var(--sky)} .ico.purple{background:var(--purple-bg)}
.ico.amber{background:var(--amber-bg)} .ico.rose{background:var(--rose-bg)} .ico.teal{background:var(--teal-bg)}

.big{font-size:44px;font-weight:900;line-height:1;color:var(--navy)}
.stat{text-align:center}
.stat .big{color:var(--blue)}
.stat p{margin-top:8px}

/* Steps */
.steps{counter-reset:s;display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));margin-top:32px}
.step{background:#fff;border-radius:var(--radius);padding:26px;border:1px solid var(--line);position:relative}
.step::before{counter-increment:s;content:counter(s);width:42px;height:42px;border-radius:50%;background:var(--blue);color:#fff;display:grid;place-items:center;font-weight:900;font-size:20px;margin-bottom:12px}
.step h3{font-size:19px;font-weight:800;color:var(--navy)}
.step p{color:var(--muted);font-size:16px}

/* Callouts */
.callout{border-radius:var(--radius);padding:24px 26px;display:flex;gap:16px;align-items:flex-start;margin-top:28px}
.callout .e{font-size:30px;line-height:1}
.callout h4{font-size:19px;font-weight:900;margin-bottom:4px}
.callout.info{background:var(--sky);border:1px solid #BFDBFE}
.callout.tip{background:var(--green-bg);border:1px solid #A7F3D0}
.callout.warn{background:var(--amber-bg);border:1px solid #FCD34D}

/* Table */
.tbl{width:100%;border-collapse:separate;border-spacing:0;margin-top:28px;background:#fff;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);font-size:17px}
.tbl th{background:var(--navy);color:#fff;text-align:left;padding:16px;font-weight:800}
.tbl td{padding:14px 16px;border-top:1px solid var(--line);vertical-align:top}
.tbl tr:nth-child(even) td{background:#FAFCFF}
.yes{color:var(--green);font-weight:900}
.nope{color:var(--rose);font-weight:900}
.scroll{overflow-x:auto}

/* FAQ */
details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px 22px;margin-top:12px}
details summary{cursor:pointer;font-weight:800;font-size:18px;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:10px}
details summary::after{content:"+";font-size:24px;color:var(--blue);line-height:1}
details[open] summary::after{content:"–"}
details p{margin-top:10px;color:var(--muted)}

/* Product tiles (combo) */
.tile{border-radius:var(--radius);padding:28px;color:#fff;display:flex;flex-direction:column;gap:10px;min-height:280px}
.tile h3{font-size:24px;font-weight:900}
.tile p{opacity:.95}
.tile .btn{margin-top:auto;align-self:flex-start}
.tile.mec{background:linear-gradient(135deg,#047857,#0D9488)}
.tile.life{background:linear-gradient(135deg,#5B21B6,#8B5CF6)}
.tile.xgb{background:linear-gradient(135deg,#0B1B3F,#2563EB)}
.tile.dv{background:linear-gradient(135deg,#9A3412,#F59E0B)}
.tile .badge{background:rgba(255,255,255,.2);padding:4px 12px;border-radius:999px;font-size:13px;font-weight:800;align-self:flex-start;text-transform:uppercase;letter-spacing:.05em}

/* Chooser */
.chooser{background:#fff;border-radius:var(--radius);padding:30px;box-shadow:var(--shadow);margin-top:30px}
.chooser .q{font-weight:800;font-size:20px;color:var(--navy);margin-bottom:14px}
.chooser .opts{display:flex;gap:10px;flex-wrap:wrap}
.chooser button{font-family:inherit;font-size:17px;font-weight:800;padding:12px 18px;border-radius:12px;border:2px solid var(--line);background:#fff;cursor:pointer;color:var(--ink)}
.chooser button:hover,.chooser button.on{border-color:var(--blue);background:var(--sky);color:var(--blue)}
.chooser .ans{margin-top:20px;padding:20px;border-radius:14px;background:var(--green-bg);display:none;font-size:18px}

/* Timeline */
.tl{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:16px;margin-top:30px}
.tl div{background:#fff;border-left:6px solid var(--blue);border-radius:14px;padding:18px 20px;box-shadow:var(--shadow)}
.tl b{display:block;color:var(--blue);font-size:15px;text-transform:uppercase;letter-spacing:.05em}
.tl span{font-weight:800;font-size:19px;color:var(--navy)}

/* CTA band */
.band{background:linear-gradient(135deg,#0B1B3F,#1D4ED8);color:#fff;border-radius:28px;padding:48px 36px;text-align:center}
.band h2{color:#fff}
.band p{opacity:.92;font-size:19px;max-width:680px;margin:0 auto}
.band .ctas{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-top:24px}

footer{padding:40px 0 60px;color:var(--muted);font-size:14px;text-align:center}
footer .fine{max-width:860px;margin:10px auto 0;font-size:13px;line-height:1.5}
.alt{background:#fff}